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Estimate cash tied up in retention.

A simple planning tool for understanding retention exposure across annual contract activity. It is illustrative only.

Annual relevant contract value (£)

Average retention (%)

Average time cash remains retained (months)

Estimated weighted cost of cash (%)

Illustrative retention exposure£200,000Illustrative financing / opportunity cost over retention period£24,000

This is a simple planning illustration, not legal, accounting or financial advice. Actual retained cash and release timing vary by contract and project profile.